A mortgage refinance can be used for several different purposes. You can use a refinance to lower your interest rates and pay less on your mortgage every month. You can also refinance to shorthen the term of your existing mortgage, or you can take cash out to consolidate debt, make major improvements on your home, and more! If you currently owe more than your home is worth, you also may have the option of refinancing under the Home Affordable Refinance Program (HARP). Whatever your goals, 1st Continental Mortgage can help you close your loan quickly and easily.
Types of Refinance
Rate & Term Refinance
Mortgage rates are lower then they have been in decades, and now is the time to refinance to take advantage of these favorable rates. With a Rate & Term Refinance, you can:
- Lower Your Monthly Payment
- Reduce Your Interest Rate
- Switch To A Fixed Rate
- Pay Off Your Mortgage Sooner
Have you every thought of what you can do with some of the equity you have built up in your home? A cash-out refinance will allow you to get cash from the equity value of your home, so you can do things like:
- Consolidate Debt
- Finance A Major Purchase
- Renovate or Remodel Your Home
Wondering which refinance option is right for you?
Speak with one of our mortgage consultants today for more information.
Refinance Program Options
Because our customers' needs will vary, we have a variety of programs available to help you reach your goals. Consult one of our mortgage experts and we will help you determin which of the folliwng loan programs is right for your refinance needs.
Home Affordable Refinance Program (HARP)